Quick Summary: Real Estate Capital Gains

Under the rules applicable for FY 2026-27, Long-Term Capital Gains (LTCG) on real estate are taxed at a flat rate of 12.5% without the benefit of indexation. For properties acquired before July 23, 2024, individuals can choose between 12.5% (no indexation) or 20% (with indexation) to minimize tax liability.

How to use the Real Estate Capital Gains

  1. Enter Sale Consideration

    Input the total amount received from the buyer (as per the registered deed).

  2. Input Acquisition Cost

    Enter the original purchase price plus registration and improvement costs.

  3. Apply Grandfathering

    If bought before 2001, enter the FMV as of April 1, 2001.

  4. Review Tax Liability

    Check your net LTCG tax and plan reinvestments under Section 54.

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Regulatory Disclaimer · FY 2026-27

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.