Quick Summary: Flexi-Benefit Plan Modeller

For FY 2026-27, maximizing FBP can save a 30% slab earner over ₹45,000 in taxes annually. Recommended allocations: Meal Vouchers (₹26,400), Internet/Phone (₹36,000), and Gift Vouchers (₹20,000). While most FBP benefits are lost in the New Regime, Employer NPS contribution (10% of Basic) remains the ultimate tax-saver in both regimes.

How to use the Flexi-Benefit Plan Modeller

  1. Input annual CTC basic salary

    Enter your basic salary component to set thresholds for PF and NPS limits.

  2. Allocate FBP components

    Allocate amounts for meal vouchers, telephone, LTA, and books allowances.

  3. Check tax savings

    Review how much income tax you save under both old and new regimes.

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Regulatory Disclaimer · FY 2026-27

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.