Is the ₹75,000 standard deduction applicable for FY 2026-27?

Yes, for the New Tax Regime, the standard deduction has been increased to ₹75,000, which directly reduces your taxable income and increases monthly in-hand salary.

How does EPF affect my in-hand salary?

Employee EPF (12% of Basic) is a pre-tax deduction. While it reduces your immediate take-home, it is a forced saving that compounds at ~8.25% tax-free.

In-Hand Salary CalculatorFY 2026-27

Convert CTC to take-home salary for FY 2026-27 — accounts for HRA, PF, PT, and latest TDS slabs.

Share this calculation:

Documentation

Quick Summary: In-Hand Salary Calculator

Your in-hand salary for FY 2026-27 is your Gross Salary minus EPF (12% of basic), Professional Tax, and TDS. Under the New Tax Regime (Income Tax Act 2025), a ₹75,000 standard deduction is automatically applied, often yielding a higher take-home than the old regime for most earners.

Related Calculators

Income Tax Calculator

Salary Restructuring Optimizer

Salary Hike Calculator

Regulatory Disclaimer · FY 2026-27

Last verified May 2026

Statutory Disclosure

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.