Quick Summary: In-Hand Salary Calculator

Your in-hand salary for FY 2026-27 is your Gross Salary minus EPF (12% of basic), Professional Tax, and TDS. Under the New Tax Regime (Income Tax Act 2025), a ₹75,000 standard deduction is automatically applied, often yielding a higher take-home than the old regime for most earners.

How to use the In-Hand Salary Calculator

  1. Enter Annual CTC

    Input your Cost to Company (CTC) or monthly gross salary as per your appraisal/offer letter.

  2. Configure EPF & Gratuity

    Select whether EPF is calculated on actual basic or capped at \u20b915,000, and toggle Gratuity if applicable.

  3. Select Tax Regime

    Compare your take-home pay under the Old and New tax regimes for the current fiscal year.

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Regulatory Disclaimer · FY 2026-27

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.