Quick Summary: Offer Comparison Calculator

When comparing job offers in 2026, look beyond the 'Big CTC' number. A ₹20 LPA offer with 50% fixed pay and 4-year ESOP vesting might be financially inferior to a ₹16 LPA all-cash offer for someone with immediate liquidity needs. This tool provides a side-by-side wealth impact analysis.

How to use the Offer Comparison Calculator

  1. Input Offer A details

    Enter the base salary, variable pay, and joining bonus of your first job offer.

  2. Input Offer B details

    Enter the details for the competing offer, including any startup ESOP allocations.

  3. Review 5-year comparison

    Compare the net in-hand projection and total wealth trajectory over a five-year horizon.

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Regulatory Disclaimer · FY 2026-27

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.