Quick Summary: Sandwich Generation Cashflow Planner

Indian millennials in 2026 face a 'double squeeze': 15% medical inflation for parents and 10% education inflation for kids. A healthy 'Sandwich' plan prioritizes self-retirement first, using education loans for kids and comprehensive base insurance for parents to preserve the core corpus.

How to use the Sandwich Generation Cashflow Planner

  1. List independent & dependent costs

    Provide your household expenses, children's school fees, and parents' healthcare costs.

  2. Input parent health insurance limits

    Specify existing medical cover and any buffer cash available for elderly care.

  3. Model future cashflow trajectory

    Simulate your savings growth to ensure your retirement isn't compromised by caregiving costs.

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Regulatory Disclaimer

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.