Job Loss Emergency Planner
Simulate a loss of income and calculate your 'Survival Runway' using severance, liquid assets, and EPF buffers.
Quick Summary: Job Loss Emergency Planner
A job loss runway in 2026 must account for the 2-day F&F settlement rule and the ability to withdraw 75% of your EPF after 1 month of unemployment. This tool calculates how many months you can survive based on your 'Cash Burn Rate' and severance package.
How to use the Job Loss Emergency Planner
- 1
Input cash burn rate
Enter the minimum monthly budget required to keep your household running.
- 2
Provide severance & liquid assets
Input any expected severance pay, bank balances, and emergency cash reserves.
- 3
Calculate survival months runway
Review how many months of expenses your assets cover, including EPF options.
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Regulatory Disclaimer
Last verified May 2026
Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.
Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."
Consult a SEBI-registered IA or CA for personalised advice.
9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.