Financial Health Scorecard
Get a financial health score based on your savings rate, debt ratio, emergency fund, and investment habits.
Quick Summary: Financial Health Scorecard
A financial health score evaluates your money management habits across savings rate, debt-to-income ratio, and emergency reserves. For FY 2026-27, scoring above 80/100 indicates strong liquidity and retirement readiness under high-inflation conditions.
How to use the Financial Health Scorecard
- 1
Provide income & savings details
Input your monthly take-home salary and amount saved/invested.
- 2
Input monthly EMIs & debt
Provide the sum of all monthly loan repayments and credit card bills.
- 3
View your health scorecard
Check your overall financial score and receive recommendations to optimize your profile.
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Regulatory Disclaimer
Last verified May 2026
Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.
Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."
Consult a SEBI-registered IA or CA for personalised advice.
9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.