Couples Financial Planner
Optimize shared expenses, tax regimes, and joint wealth for dual-income couples under the New Tax Act 2025.
Quick Summary: Couples Financial Planner
Modern Indian couples use the 'Proportional Split' method (Equity-based) to maintain fairness. Under the New Tax Act 2025, dual-income households can combinedly save over ₹5 Lakhs in taxes by optimizing Section 80CCD(2) and joint home loan interest. This tool models your joint wealth trajectory.
How to use the Couples Financial Planner
- 1
Input individual incomes
Enter the post-tax monthly income for both partners.
- 2
Detail shared household expenses
List joint commitments like rent, bills, groceries, and common investments.
- 3
Select allocation split method
Compare equal split, proportional split, or pool methods to optimize your joint budget.
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Regulatory Disclaimer
Last verified May 2026
Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.
Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."
Consult a SEBI-registered IA or CA for personalised advice.
9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.