What is subscription creep?

Subscription creep is the slow accumulation of recurring monthly charges for digital services that you forget to cancel, leading to significant annual cost leakage.

How can I cancel hidden subscriptions in India?

Under RBI e-mandate guidelines, you can view and manage all active recurring card mandates through your bank's net banking portal or mobile app.

Subscription Audit

Evaluate recurring subscriptions, identify unused services, and optimize monthly expenses.

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Quick Summary: Subscription Audit

Auditing subscriptions regularly helps identify underutilized services that leak wealth. For FY 2026-27, the average urban Indian household spends ₹2,500/month on streaming, fitness, and software, with over 30% going unused. Use this tool to calculate your annual subscription footprint.

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Regulatory Disclaimer

Last verified May 2026

Statutory Disclosure

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.