Sinking Fund Calculator
Save for big-ticket goals (Travel, Wedding, Downpayment) by calculating monthly contributions adjusted for inflation.
Quick Summary: Sinking Fund Calculator
A sinking fund is a strategic way to save for a specific future expense by breaking it down into manageable monthly 'EMIs to yourself'. For a ₹10 Lakh wedding in 3 years, a sinking fund factors in 6% inflation to show you exactly how much to save today to avoid debt later.
How to use the Sinking Fund Calculator
- 1
Define goal cost
Specify the cost of your future purchase and the time horizon in months.
- 2
Adjust for inflation
Input expected annual inflation to calculate the real future target cost.
- 3
View monthly savings target
Determine the precise monthly contribution needed to meet the goal without taking debt.
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Regulatory Disclaimer
Last verified May 2026
Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.
Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."
Consult a SEBI-registered IA or CA for personalised advice.
9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.