EV vs ICE TCO Calculator
Comprehensive Total Cost of Ownership (TCO) comparison between EVs and ICE vehicles. Factor in fuel, IRDAI insurance slabs, maintenance, and opportunity costs for a 2026-ready decision.
Quick Summary: EV vs ICE TCO Calculator
Calculating the Total Cost of Ownership (TCO) compares the high purchase cost of an EV with the ongoing fuel expenses of an ICE vehicle. For FY 2026-27, a driver logging 1,500 km/month typically achieves breakeven within 4 years, factoring in 10% opportunity cost on the down payment difference.
How to use the EV vs ICE TCO Calculator
- 1
Enter vehicle purchase prices
Input the on-road price, down payment, and loan interest rates for both the EV and ICE models.
- 2
Provide usage details
Enter your average monthly driving distance and local fuel or electricity prices.
- 3
Analyze breakeven period
Compare the 5-year running costs and find the exact year your EV savings offset the initial premium.
Related Calculators
Regulatory Disclaimer
Last verified May 2026
Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.
Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."
Consult a SEBI-registered IA or CA for personalised advice.
9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.