Insurance Audit
Risk transfer mechanism for family security.
Liability Audit
Outstanding debts (Home, Car) needing cover.
HLV Calc
Human Life Value based on age and lifestyle.
Gap Analysis
Cover requirement vs existing policies.
Policy Tracking
Renewal tracking and support contact management.
Life Cover
Ideally 20x annual income + outstanding liabilities.
Health Cover
Min ₹15L for individuals; ₹25L+ for families in Tier-1 cities.
Critical Illness
Fixed payout for income replacement during recovery.
Avoid Combination Plans
Strongly avoid Endowment or ULIP plans. Trezoriq focuses on Pure Term Insurance for max protection at min cost.