Quick Summary: Gold Capital Gains

In FY 2026-27, physical gold and digital gold are taxed as LTCG at 12.5% if held for >24 months. However, Gold ETFs and Gold Mutual Funds are now deemed short-term under Section 50AA and taxed at your income tax slab rate regardless of the holding period. Sovereign Gold Bonds (SGBs) remain tax-free if held until maturity.

How to use the Gold Capital Gains

  1. Select Gold Type

    Choose between Physical, Digital, SGB, or Gold ETFs.

  2. Enter Holding Period

    Input the number of months you have owned the gold.

  3. Check Tax Class

    The tool identifies if the gain is taxable as Slab Rate, STCG, or LTCG.

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Regulatory Disclaimer · FY 2026-27

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.