44AD Presumptive Tax CalculatorFY 2026-27
Compute presumptive business income at 6% (digital) or 8% (cash). Models 5-year opt-out consequences.
Quick Summary: 44AD Presumptive Tax Calculator
Section 44AD allows small businesses with turnover up to ₹3 Crore (if cash receipts ≤ 5%) to declare presumptive profits without maintaining books. For FY 2026-27, the profit rate is 6% for digital turnover and 8% for cash turnover.
How to use the 44AD Presumptive Tax Calculator
- 1
Enter Total Turnover
Input your total business revenue for the financial year.
- 2
Split Digital vs Cash
Input the portion received via UPI, Bank Transfer, or Credit Card.
- 3
Calculate Presumptive Profit
The tool computes your taxable income at 6% or 8% rates.
- 4
Check Audit Requirement
The tool flags if your actual profit is lower than the presumptive rate, which may trigger a tax audit.
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Regulatory Disclaimer · FY 2026-27
Last verified May 2026
Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.
Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."
Consult a SEBI-registered IA or CA for personalised advice.
9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.
