Quick Summary: Cyber Insurance Need Calculator

With a 33% spike in digital crimes in FY 2026-27, a personal cyber insurance cover of ₹5L-₹10L is essential for anyone doing regular UPI or net-banking. It provides financial and legal support against phishing, ransomware, and identity theft.

How to use the Cyber Insurance Need Calculator

  1. Assess Digital Footprint

    Evaluate your volume of monthly digital transactions and social media activity.

  2. Select Risk Profile

    Identify specific risks like UPI fraud, data breach, or cyber bullying.

  3. Determine Limit

    Calculate the coverage required based on the average balance in your linked bank accounts.

  4. Review Premium

    Compare the cost of protection against the potential loss from a single cyber-attack.

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Regulatory Disclaimer

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.