Quick Summary: PMJJBY & PMSBY Calculator

For FY 2026-27, PMJJBY offers ₹2 Lakh life cover for ₹436/year, and PMSBY offers ₹2 Lakh accidental cover for just ₹20/year. These government schemes provide the most affordable entry-level financial security for Indians.

How to use the PMJJBY & PMSBY Calculator

  1. Check Eligibility

    Verify your age (18-50 for PMJJBY, 18-70 for PMSBY) and bank account status.

  2. Select Schemes

    Choose to enroll in both for a total cover of ₹4 Lakhs at less than ₹500 annually.

  3. Submit Form

    Authorize your bank for the auto-debit of the annual premium.

Related Calculators

Term Insurance HLV Calculator
Disability Income Planner
Life Stage Insurance Planner
LIC Traditional Policy IRR Buster

Regulatory Disclaimer

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.