LIC Traditional Policy IRR Buster
Reveal the true annual returns (IRR) of endowment and money-back policies and compare with BTIR.
Quick Summary: LIC Traditional Policy IRR Buster
The Internal Rate of Return (IRR) of most traditional endowment or money-back policies in India typically ranges between 4% and 6% for FY 2026-27. Use our IRR Buster to calculate your policy's XIRR by entering premiums, survival benefits, and maturity value.
How to use the LIC Traditional Policy IRR Buster
- 1
Input Premiums
Enter the annual premium amount and the number of years you have paid/will pay.
- 2
Add Benefits
Input money-back or survival benefits received during the policy term.
- 3
Enter Maturity
Input the expected maturity amount including bonuses and terminal additions.
- 4
Compare Results
Check the calculated XIRR against inflation and alternative investment returns like PPF or Index Funds.
Related Calculators
Regulatory Disclaimer
Last verified May 2026
Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.
Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."
Consult a SEBI-registered IA or CA for personalised advice.
9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.