Two Wheeler IDV Calculator
Estimate the current Insured Declared Value (IDV) for your bike or scooter.
Quick Summary: Two Wheeler IDV Calculator
In FY 2026-27, the IDV for your two-wheeler is determined by applying depreciation (5% to 50%) to the showroom price. This value represents the maximum claim amount for theft or total damage.
How to use the Two Wheeler IDV Calculator
- 1
Select Bike Age
Pick the current age of your two-wheeler from the depreciation slabs.
- 2
Input Original Price
Enter the ex-showroom price of the bike when it was new.
- 3
Verify Slab
The tool applies the 5%, 10%, 20%, 30%, 40% or 50% IRDAI-mandated depreciation.
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Regulatory Disclaimer
Last verified May 2026
Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.
Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."
Consult a SEBI-registered IA or CA for personalised advice.
9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.