Health Insurance Inflation Planner
Project your future healthcare costs based on current medical inflation trends in India.
Quick Summary: Health Insurance Inflation Planner
Medical costs in India are doubling every 5.5 years due to ~14% inflation in FY 2026-27. A ₹10L coverage today will effectively be worth only ₹5L in real value in 5 years, making Super Top-ups essential for long-term protection.
How to use the Health Insurance Inflation Planner
- 1
Enter Treatment Cost
Input the current cost of a major surgery or procedure.
- 2
Select Time Horizon
Choose the number of years for the projection (e.g., 5, 10, or 20 years).
- 3
Apply Inflation
Use the default 14% Indian medical inflation rate or enter a custom rate.
- 4
Get Future Value
See the estimated future cost and the required sum insured to cover it.
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Regulatory Disclaimer
Last verified May 2026
Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.
Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."
Consult a SEBI-registered IA or CA for personalised advice.
9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.