Quick Summary: Education Loan Calculator

Education loans in India feature a moratorium period (course duration + 6-12 months grace) where only simple interest is charged. EMIs start after the moratorium. Under the Old Tax Regime, Section 80E allows you to deduct the full interest paid from your taxable income for up to 8 years.

How to use the Education Loan Calculator

  1. Enter Course Cost

    Input the total tuition and living expenses required.

  2. Select Moratorium Period

    Input the course duration plus the job-search grace period.

  3. Calculate Sec 80E Saving

    Review the tax-shield benefit if you file under the Old Tax Regime.

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Regulatory Disclaimer

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.