Crush Your Debt Faster
Stop paying unnecessary interest. Visualize your path to zero debt with our advanced repayment modeling engine.
Snowball vs Avalanche
Compare paying off smallest loans first (Snowball) vs highest interest first (Avalanche) to see which saves more money and time.
Prepayment Impact
See exactly how many years you shave off your home loan by paying just one extra EMI per year. Savings are calculated instantly.
Consolidated View
One list for all your home, car, personal loans and credit cards. Track total outstanding principal and monthly interest burden.
Frequently Asked Questions
Should I invest or pay off debt?
If your debt interest rate (like 36% on a credit card) is higher than your expected investment return (like 12% in MFs), always prioritize debt repayment.
Does this planner link to my bank?
No. To ensure privacy, you enter your loan balances manually. We never ask for your bank logins or account numbers.